The Smart Money Woman by Arese Ugwu

Earning good money, but somehow it's always gone before the month ends?

Salary lands, and within days it's swallowed by bills, black tax, owambe outfits, "small small" spending and emergencies. You look great on the outside, but there are no savings, no investments, and that quiet fear about the future keeps growing.

You're not bad with money. Nobody ever taught you how to make it work for you.

The Nigerian bestseller that changed how African women think about money.

In The Smart Money Woman, financial expert Arese Ugwu tells the story of Zuri, a stylish Lagos professional with a great job, an expensive lifestyle and a pile of debt, and her friends as they each face their money mess. Through their journey, you'll pick up practical lessons on budgeting, saving, debt, investing and building wealth, all in a fun, relatable story set right here in Nigeria. It's now a hit TV series too.

Inside, you'll learn how to:

• ✅ Find out where your money is really going
• ✅ Get out of debt and stop living pay cheque to pay cheque
• ✅ Build an emergency fund and real savings
• ✅ Start investing, even with a small income
• ✅ Make money decisions with confidence

This book is for you if…

• You're a young African woman building her career and finances
• You earn well but have nothing to show for it
• You want money advice that understands Nigerian realities
• You love a good story that teaches as it entertains

If you loved The Smart Money Tribe, The Psychology of Money or The Richest Man in Babylon, this belongs on your shelf next.

Here's what you get when you order from Tenex Stores

• 📖 A brand-new copy, carefully packed
• 🎁 A free highlighter and bookmark with every order, no minimum spend
• 🚚 Free delivery on orders of ₦100,000 and above within North Central Nigeria
• ⚡ Fast delivery: 1–3 days within Jos, 3–5 business days elsewhere in Nigeria
• 🛡️ Arrives damaged? Report it within 2 days of delivery and we'll replace it

One of our bestsellers, and copies go fast. Become the smart money woman. Tap Add to Cart today.